信用卡 (xìn yòng kǎ) means “credit card”. It is an HSK 3 Chinese word in the HSK 3.0 vocabulary.
Practice each character:
我用信用卡付款。
Wǒ yòng xìnyòngkǎ fùkuǎn.
I pay with a credit card.
Updated: 2026-05-27